Arab Bank Visa Platinum Credit Card

Arab Bank

Min. Salary

AED 15000

Annual Fees

AED 500

Interest Rate

3.25%

FX Rate

3%

Benefits

Airport Lounge Access
Balance Transfer
Credit Shield
Extended Warranty
Fraudulent Card Misuse Protection
Hotel Discounts
Purchase Protection

The Arab Bank Visa Platinum Credit Card offers exclusive features and benefits. It offers complimentary access to the VISA Premium Privileges Program and also a free membership to the Priority pass program for airport lounge access. This card can be used also be used for travel and shopping worldwide.

Reward features

  • Free access to the VISA Premium Privileges Program
  • Exclusive deals at selected hotels and rental car agencies
  • Lounge access to over 1000+ airports up to 6 visits annually using the Priority Pass program
  • Easy payment plans as low as 1%
  • Retail purchases are interest-free up to 52 days if paid in full
  • Convenient payment using the Direct Banking Services
  • Added security due to the use of OTP while making transactions

Features

  • Purchase Protection & Extended warranty
  • Grace period of interest free credit up to 52 days
  • Credit Shield Insurance covers the entire outstanding balance
  • Transfer Outstanding balance from other cards
  • Flexible repayment options of 5%, 25%, 50%, or 100% of the balance
  • Platinum benefits under the VISA Premium Privileges Program
  • Automatic enrollment to Credit Card Rewards Program – Arabi Points
  • Free membership to the  Priority Pass program

Additional Benefits

  • Customizable credit limit
  • High cash advance limit of up to 75%
  • Advanced security due to the use of smart chip technology
  • Balance transfer option available 

Fees & Charges

  • Supplementary Card Annual Fee: Free
  • Late Payment Fee: AED 230
  • Over limit Fee: AED 275
  • Cash Advance Fee: 3% with a min of AED 100

Addition Information

  • Free supplementary cards
  • 24/7 customer service
  • Quick processing of the application