
Reward features
- Up to 5% cashback on all the transactions done on the Mastercard.
- Complimentary access to select airport lounges in Dubai and across the Middle East
- Schengen-complaint multi-trip travel insurance covers both local and international trips for up to 90 days
- Free Hertz Club Gold Membership
- 24/7 concierge service that takes care of your travel arrangements, dining reservations, gift delivery, etc., with just a phone call
Features
- Supplementary Card Annual Fee: Free up to 2 cards; From 3rd card – AED 150
- Late Payment Fee: AED 200
- Over limit Fee: AED 200
- Cash Advance Fee: 3% of the withdrawn amount of minimum AED 50

Additional Benefits
- Withdrawal fee of 3% will be waived when the cash is withdrawn at al Khaliji Bank ATMs
- In case of unforeseen events like death or permanent disability of the cardholder the Payment protection insurance offers coverage on the entire outstanding on the card
- The card is accepted globally
- Two free supplementary cards for immediate family members
- Up to 53 days of interest-free grace period on full payment of outstanding balance every month
- The card is protected by a proactive fraud monitoring system that oversees the card from anywhere in the world
Fees & Charges
- Supplementary Card Annual Fee: Free up to 2 cards; From 3rd card – AED 150
- Late Payment Fee: AED 200
- Over limit Fee: AED 200
- Cash Advance Fee: 3% of the withdrawn amount of minimum AED 50
Addition Information
- Accrued cashback will be credited to the cardholder’s account on the 1st of every January provided the account stays in good condition
- Credit card bill payments can be made through online, mobile or SMS banking, by contacting the bank’s customer care, or by depositing cash or cheque at the bank branches

