FAB GEMS Titanium Credit Card

FAB

Min. Salary

AED 5000

Annual Fees

AED 0

Interest Rate

3.75%

FX Rate

2.49%

Benefits

Airport Lounge Access
Balance Transfer
CashBack
Cinema Benefits
Credit Shield

FAB GEMS Titanium Credit Card is an education credit card. The cardholders can avail of discounts on children’s education fees and gain education protection cover.  Users can get lifestyle benefits and travel benefits.

Reward features

  • Up to 4.25% fixed discount on the advanced payment of GEMS fees
  • Get movie tickets starting from just AED 15. 2 movie tickets per month at AED 15 during weekdays and AED 20 during weekends with Reel Cinemas, Cine Royal, and Oscar Cinema
  • Up to 10% cashback throughout the year at leading global online stores using FAB GEMS Titanium Credit Card and SHOP SMART through the FAB Mobile app
  • Benefits on FAB Mobile App -Earn up to 2.5 FAB Rewards for every AED 1 spent
  • Instant redemption and easily choose from an extensive selection of rewards such as shopping, cashback, paying utility bills, dining out, or booking next holiday

Features

  • Discounts on advanced payment of GEMS fees
  • Offers on movie tickets
  • Get education insurance for kids
  • Access to airport lounges
  • Earn FAB rewards on every spend made via credit card
  • Credit Shield facility

Additional Benefits

  • Access to more than 10 airport lounges across the Middle East
  • Education Protection cover of up to AED 500,000 per child
  • Credit shield available to pay off the outstanding balance

Fees & Charges

  • Late Payment Fee: AED 241.50 or less than the minimum amount due in any month
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% of the cash amount obtained with a minimum of AED 105 per transaction

Addition Information

  • For Clarifications on tuition fee discount offered, please contact the GEMS School Cashier
  • Balance transfer facility