The card welcomes you with 340,000 Joud Reward points which can be redeemed for a wide range of rewards
Earn 6 reward points on every AED 4 spent on local transactions and 8 points on international spends
Spend a minimum of AED 150,000 in the first year and get second-year annual fee waived
Get 2 free vouchers for access to VIP Terminal at Abu Dhabi International Airport. Also includes other VIP privileges
With Hertz President Circle membership enjoy discounted car rentals, free car upgrades, faster rental car bookings, etc.
Complimentary night booking at SPG Hotels – 1 free booking for every 2 bookings
Black membership to the Global Hotel Alliance (GHA) that provides privileged access to 33 GHA hotels across 76 countries
40% discount on travel visa services to Schengen countries. Complimentary services include priority appointment scheduling, form filling, and document collection

Earn Joud Reward points on every spend and a bunch of bonus reward points on sign-up
Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest. Repayment in easy installments
Avail 1+1 offer at hotels, dining, premium spas across the Middle East & Africa at over 900 partner establishments
Complimentary access to over 850 airport lounges in 400 cities. Cardholders and an accompanying guest can enjoy unlimited access
This is sharia compliant card
and you get dedicated Concierge Service
Get Travel Inconvenience Insurances, Travel Medical Insurance and Rental Car and loss damage waiver insurance with this card

A comprehensive travel inconvenience insurance and travel medical insurance covers all travel-related inconvenience and medical expenses
Free Wi-Fi access to about 1 million hotspot locations across the globe including on-board on select airlines
A dedicated Concierge Service team provides 24/7 service in English and Arabic
Rental car and physical damage insurance covers up to $500,000 each for physical damage, vehicle towing, and vehicle drop-off
‘Mastercard for You’ app provides access to all the privileges and benefits available on the credit card
At Abu Dhabi Airport VIP terminal enjoy priority check-in, luggage collection services, access to VIP lounge and other optional services
Premium access to more than 1,000 hotels across the globe with complimentary services
Redeem Joud reward point for flight, hotel, car bookings; online shopping, utility bill payments, to donate to charity, etc.

Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
Late Payment Fee: AED 100
Over limit Fee: 0
Cash Advance Fee: 3.15%

Up to 90% of the available credit limit can be used for the balance transfer facility. AED 1,000 is the minimum amount
Instant Cash provides a minimum of AED 5,000. The cash can be transferred to cardholders’ account anywhere in the UAE
Black membership to GHA provides double room upgrades, 100% room availability, early check-in, and late check-out, etc.
The card is also available with no first-year annual fee feature. The variant has no bonus Joud Reward Points & VIP Terminal access
Travel inconvenience insurance covers loss of baggage – $3,000; baggage delay – $500; trip cancellation and curtailment – $7,500 each, etc.
Medical insurance covers travel accidents, emergency medical evacuation, medical emergency – $500,000 each, and daily in-hospital benefit $100 per day

Al Hilal Bank World Elite Mastercard Credit Card