Earn 1.5 Joud reward points on every AED 1 spent on local retail transactions
Earn 2 Joud reward points on every AED 1 spent on international retail transactions
Redeem Joud reward point for flight, hotel, car bookings; online shopping, utility bill payments, charity, etc.
Premium benefits at Visa Luxury Hotels including best rates, room upgrades, VIP guest status, free breakfast, late check out, etc.
Medical and travel assistance with just a phone call from anywhere across the globe
Any product purchased with the card will have an extended warranty period of up to 1 year

Earn Joud Reward points on both domestic and international transactions made on the card
Purchase Protection offers protection against damaged and stolen items purchased with the card
Emergency Roadside Assistance available round the year with just a single call
Balance transfer facility from any UAE bank credit card to the Infinite Card at 0% interest rate and flexible EMI options
Up to 80% of the credit limit on the card can be withdrawn as cash at 0% interest. Repayment in easy installments

Up to 25% on various brand merchandises at over 25 outlets at First Mall in Giza, Greater Cairo, Egypt
Flat 20% discount at Jumeirah Dining establishments across various locations in the UAE
Up to 25% off with Visa TimeOut Dubai offers including hundreds of dining offers and experiences
Up to 12% discount on hotel bookings at Agoda.com that provides access to more than 985,000 hotels and vacation rentals across the globe
Exclusive airport dining offers at over 200 global restaurants with Dragon Pass
Up to 20% off on Avis car rentals
Up to 15% discount on retail prices at over 450 airports across the globe
15% off on food delivery through Visa Explore app

Supplementary Card Annual Fee: Free up to 3rd card, From 4th card onwards – AED 105
Late Payment Fee: AED 100
Over limit Fee: 0
Cash Advance Fee: 3.15%

Every 100 Joud reward points is equal to AED 1. Accumulated points can be redeemed for up to 36 months from the date of accumulation
Roadside assistance service includes accident towing, battery boosting, flat tire fixing, fuel delivery, lock out service, etc.
Through YQ offers cardholders can utilize special airport services including meet & assist, visa on arrival, baggage porters, etc.
Medical & travel assistance includes medical advice over the phone, medicine delivery, physician and doorstep service, medical evacuation, etc.
Up to 90% of the available credit limit can be used for the balance transfer facility. AED 1,000 is the minimum amount
Instant Cash provides a minimum of AED 5,000. The cash can be transferred to cardholders’ account anywhere in the UAE

Al Hilal Bank Platinum Smart Covered Credit Card