Immediate access to the DIB loyalty program – Wala’a Rewards
Earn up to 1.5 Wala’a Rewards for every AED 1 spent on all retail spends
Redeem the rewards for retail purchases, flight tickets, hotel stays, bill payments and more
Card Protection Plus to set security preferences on your card
With Balance transfer facility, instant transfer directly to the other bank’s credit card

No annual fee on primary card
One additional roadside assistance will be provided on charge of Upgrade fee. Max cap of 3 services per year
Travel and personal accident insurance covers medical expenses, delayed departure, loss of baggage, personal accident and more
Credit Shield Takaful covers your card outstanding amount against the unfortunate events of death, disability, loss of employment
International Driving License – 75% discount

Travel and personal accident insurance coverage for sum of US$ 75,000
Convenient and simple access to cash
For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding
Coverage with Credit Shield Takaful up to AED 30,000 for Involuntary loss of employment, AED 200,000 for Permanent Total Disability and AED 200,000 for Death
Balance transfer facility, 80% of the Card Limit or 100% of the available cash limit can be used
With effect from 1st Dec 2019, retail spends originating in “European Union (EU) countries”, will not earn wala’a rewards. Applicable to credit and debit card spends

Dubai Islamic Bank Prime Gold Credit Card