Dubai Islamic Bank Prime Classic Credit Card id no annual fees that earn rewards. Avail balance transfers, instant cash withdrawal, roadside assistance, credit shield takaful and more. This is sharia compliant card.
Immediate access to the DIB loyalty program – Wala’a Rewards
Earn up to 1 Wala’a Rewards for every AED 1 spent on all retail spends
Redeem the rewards for retail purchases, flight tickets, hotel stays, bill payments and more
With Supermarkets, Telecom, Education, Petroleum, Government Services, earn 0.5 wala’a rewards for every 1 AED spent
Get cash withdrawal up to 80% of the total card limit
With Balance transfer facility, instant transfer directly to the other bank’s credit card
Features
Access to DIB loyalty program, earn wala’a rewards for every spends
Roadside assistance
Instant cash withdrawal Balance transfer facility
No annual fee
Travel and Accident insurance provided
Sharia-compliant card
Credit Shield Takaful provided for a fee of 0.89% of the card outstanding
Additional Benefits
No annual fee on the primary card
Roadside assistance available
Credit Shield Takaful covers your card outstanding against the unfortunate events of death, disability, loss of employment
Card Protection Plus to set security preferences on your card
Travel and personal accident insurance covers medical expenses, delayed departure, loss of baggage, personal accident and more
International Driving License – 50% discount
Vehicle Registration – Once a year
Fees & Charges
Supplementary Card Annual Fee: Free
Late Payment Fee: AED 236.25
Over limit Fee: 0
Cash Advance Fee: 3.15%
Addition Information
Travel insurance coverage up to US$ 50,000
Credit Shield Takaful up to AED 30,000
Transfer Existing Balances which can be 80% of the Card Limit or 100% of the available cash limit can be used
With effect from 1st Dec 2019, retail spends originating in “European Union (EU) countries”, will not earn wala’a rewards. Applicable to credit and debit card spends
Card protection plus an optional facility that allows you to set security preferences on your Prime Classic Card, determining the type of transactions your card can be used for along with financial limits and location restrictions
