Immediate access to the DIB loyalty program – Wala’a Rewards
Earn up to 2 Wala’a Rewards for every AED 1 spent on all retail spends
Redeem the rewards for retail purchases, flight tickets, hotel stays, bill payments and more
With Balance transfer facility, instant transfer directly to the other bank’s credit card

No annual fee and interest is applicable on primary card
You get International Driving License – 75% discount
Travel and personal accident insurance covers medical expenses, delayed departure, loss of baggage, personal accident and more
Credit Shield Takaful covers card outstanding amount against the unfortunate events of death, disability, loss of employment

Travel and personal accident insurance coverage up to US$ 87,500
Coverage with Credit Shield Takaful for Involuntary loss of employment – AED 30,000, Permanent Total Disability – AED 200,000 and death – AED 200,000
For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time
With effect from 1st Dec 2019, retail spends originating in “European Union (EU) countries”, will not earn wala’a rewards. Applicable to credit and debit card spends

Dubai Islamic Bank Al Islami Gold Premium Credit Card