Benefits
- Available in multiple currencies
- Free international Visa debit card
- Up to 2 free cash withdrawals and 1 free balance inquiry on non-HSBC UAE ATMs every month.
- Various cheque and cash deposit machines for instant credit to the account.
- 6 free monthly over-the-counter transactions using AED
- Daily cash withdrawal limit of up to AED 8,000 on HSBC UAE ATMs

Fees & Charges
- Account Closure (Within one year)= AED 105
- Non-HSBC ATM Transactions in UAE- Cash Withdrawal = NIL
- Non- HSBC Transactions in UAE – Balance Inquiry / Declined Transaction= NIL
- Fee for using the ATM outside UAE and GCC = AED 20
Interest Rates
- Up to 0.10% p.a
Documents Required
Individual Account
- original passport (for all customers)
- valid residence visa (for non-GCC national customers only)
- original Emirates identification card (for all customers)
- proof of UAE residence in the form of either a utility bill/ rental/ lease agreement/ title deed/ employment letter
- original labour card/work ID (for female applicants on father’s/husband’s sponsorship)
- original trade licence (for all self-employed customers)
- for income transfer customers, original income transfer letter from the employer must be provided
Joint account
- original passport (for all customers)
- valid residence visa (for non-GCC national customers only)
- original Emirates identification card (for all customers)
- proof of UAE residence in the form of either a utility bill/ rental/ lease agreement/ title deed/ employment letter
- original labour card/work ID (for female applicants on father’s/husband’s sponsorship)
- original trade licence (for all self-employed customers)
- for income transfer customers, original income transfer letter from the employer must be provided

Eligibility
- UAE Residents, UAE Nationals and Non-GCC Nationals
Addition Information
- SMS alerts on every transaction.
- 24/7 phone banking, online banking, and mobile banking available.
- Access to 91 cash deposit machines around the UAE for instant credit into your account
- Access to accounts using any of the 1 million ATMs around the world.


