CBD Al Islami Esaver Account Commercial Bank of Dubai Min. Salary AED Min. Balance 0 AED Interest Rate 1.5% Non Maintenance Fee 0 AED Features Free Debit Card Internet Banking Islamic Banking Mobile Banking Sharia Compliant Zero Balance Account The CBD Al Islami Esaver Account is an account that can be opened instantly. The account earns higher profits than normal savings deposits. Apply Now Benefits Earn profit payouts on the balance based on tiers. Instant account opening online for existing CBD customers. Profit is added to the account on a quarterly basis directly. No account maintenance charges Available only in AED currencies 3 debits per month free of charge. Check statements and balance online through Electronic banking services. Fees & Charges Account Closure (Within one year)= AED 105 Non-CBD ATM Transactions in UAE- Cash Withdrawal = AED 2 Non- CBD Transactions in UAE – Balance Inquiry / Declined Transaction= AED 1.05 Fee for using the ATM outside UAE and GCC = AED 20 Interest Rates Up to 1.5% profit rate based on the deposit slab AED 0 – AED 4,999 = 0% AED 5000 – AED 24,9990 = .25% AED 25,000 – AED 99,999 = 0.75% AED 100,000 – AED 999,999 = 1.00% AED 1,000,000 – AED 4,999,999 = 1.50% More than AED 5,000,000 = 0.10% Documents Required Valid passport Emirates ID Residence Visa Eligibility Should be a UAE National or a UAE resident. Minimum 18 years of age Addition Information Free Phone banking and online banking. Free utility bill payment facility Free Salik recharge option Free Etisalat/du bill payment option Apply Now