Benefits
- It is a Sharia Compliant Savings Account
- This account is for children. Parent, or the Legal Guardian, can open the account
- No minimum balance required
- Win AED 1 Million monthly prize
- Available in AED
- Free personalized Visa Debit Card with instant issuance
- Account opening amount is AED 500
Fees & Charges
- Account Closure (Within one year)= Free
- Non-Al Hilal Bank ATM Transactions in UAE- Cash Withdrawal= AED 2.10
- Non-Al Hilal Bank Transactions in UAE- Balance Inquiry / Declined Transaction= AED 1.05
- Fee for using the ATM outside UAE and GCC= AED 15.75
Interest Rates
- Interest rate = 0.33%
- As applicable under bank norms
Documents Required
UAE Nationals:
- A copy of the passport
- Emirates identity card
Residents:
- Copy of visa
- Emirates identity card
- Copy of the passport
Eligibility
- Account can be opened by UAE nationals and residents
- For your children only
Addition Information
- Monthly profit distribution
- Free Internet, Mobile, SMS Banking services
- Minimum average balance of AED 1000 to become eligible for profit
- No cash withdrawal fees at ADCB ATMs
- Daily Cash Withdrawal Limit (ATM / CCDM) of AED 100