Benefits
- It is a Sharia Compliant Savings Account
- Daily Cash Withdrawal Limit (ATM / CCDM) of AED 10,000
- Win AED 1 million monthly prize and 20 Winners for AED 1000 prize every month
- Account opening amount is AED 3,000
- Free personalized Visa Debit Card
- Available in AED, USD, GBP, EUR, & CAD
- The minimum average balance of AED 5,000 or transfer your salary to become eligible for profit
Fees & Charges
- Account Closure (Within one year)= Free
- Non-Al Hilal Bank ATM Transactions in UAE- Cash Withdrawal= AED 2.10
- Non-Al Hilal Bank Transactions in UAE- Balance Inquiry / Declined Transaction= AED 1.05
- Fee for using the ATM outside UAE and GCC= AED 15.75
Interest Rates
- Interest rate = 0.33%
- As applicable under bank norms
Documents Required
UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate
Residents:
- Copy of visa
- Emirates identity card
- Copy of the passport
- Salary certificate of the applicant
Eligibility
- The account can be opened by UAE nationals and residents
- Must be 18 years old or above
Addition Information
- No minimum balance required for this savings account
- 24×7 free Internet, Mobile & SMS banking facilities
- Get free e-Statement of your account
- No cash withdrawal fees at ADCB ATMs
- Personalized account number
- Monthly profit distribution