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Dubai Islamic Bank Johara Savings Account

Dubai Islamic Bank

Dubai Islamic Bank

Min. Salary

AED

Min. Balance

3000

Interest Rate

0.15%

Non Maintenance Fee

26.5

Features

Free Debit Card
Internet Banking
Islamic Banking
Mobile Banking
Multiple Currencies
Sharia Compliant

The Dubai Islamic Bank Johara Savings account is a savings account for catering to the financial requirements of women customers.

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Benefits

  • Sharia Compliant account for Women.
  • Six free teller transactions a month thereafter charged at AED 10 per transaction.
  • Access to the account using online and phone banking
  • Available in AED and USD currencies.
  • Earn quarterly profits if all the requirements are fulfilled.
  • The account can be opened for minors. 
  • Salary advance option available for customers who have salary credited to DIB bank account. 
  • Pay utility bills and other bills using this account.

Fees & Charges

  • Account Closure (Within one year)= 26.25
  • Non-DIB ATM Transactions in UAE- Cash Withdrawal = AED 2
  • Non- DIB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 1/AED 1
  • Fee for using the ATM outside UAE and GCC = AED 15.75

Interest Rates

  • Profit Rate = 0.15%
  • The interest rate applicable, as disclosed by the Bank on a quarterly basis.

Documents Required

  • Valid Passport
  • Valid Emirates ID
  • Valid Residence Visa
  • Proof of address

Eligibility

  • UAE Nationals or expatriates with valid Residence Visa

Addition Information

  • Also the account is linked to an Investment Deposit where the Savings Account is the principal liquidation account for the deposit.
  • If you hold an additional financing product from Dubai Islamic Bank (Auto Finance, Personal Finance or Home Finance) and this savings account is your selected repayment mode.
  • If you subscribe to the Al Islami Takaful Savings Program then the contribution is paid from this account.
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Disclaimer: Information found on saverfox.com is provided for illustrative purposes only, rates are subject to change based on your personal circumstances. You should always speak to a trained professional before applying for any financial product

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