Dubai Islamic Bank Al Islami E-Savings Account – Digital Account Dubai Islamic Bank Min. Salary AED Min. Balance 1000 Interest Rate 0.15% Non Maintenance Fee 0 Features Free Debit Card Internet Banking Islamic Banking Mobile Banking Sharia Compliant The Dubai Islamic Bank Al Islami E savings account is a sharia-compliant online saving account. It comes with profit on your savings. Apply Now Benefits This is a sharia-compliant account. The account can be opened online without needing to visit the branch. An initial investment of AED 1,000 is required to open an account. Can make only 1 debit transaction per month. More transactions mean no profits. Use it to make utility, telecom service bills, or more using the savings account. Profit eligibility will be considered only if a minimum monthly balance of AED 1,000 is maintained. Fees & Charges Account Closure (Within one year)= AED 26.25 Non-DIB ATM Transactions in UAE- Cash Withdrawal = AED 2 Non- DIB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 3/AED 1 Fee for using the ATM outside UAE and GCC = AED 15.75 Interest Rates Profit Rate = 0.15% The interest rate applicable, as disclosed by the Bank on a quarterly basis. Documents Required Valid Passport Emirates ID Vali Residence Visa Proof of Adress Birth certificate or passport for minors Eligibility UAE Nationals or UAE residents can apply. Addition Information Need to maintain a minimum balance of AED 1,000. Free monthly e-statements Online and phone banking available. Apply Now
