Emirates NBD Mudaraba Savings Account

• This is a Sharia Compliant savings account
• Gain profits with Mudaraba Savings Account
• Interest paid out quarterly
• Money transfer for free through Online or Mobile Banking
• Account available in AED and USD
• The minimum tenor of 30 days required to avail profit
• Cardless Withdrawal through Online Banking

• Account Closure (Within one year) = AED 100
• Non- Emirates NBD ATM Transactions in UAE- Cash Withdrawal = AED 2
• Non- Emirates NBD Transactions in UAE- Balance Inquiry / Declined Transaction = AED 1
• Fee for using the ATM outside UAE and GCC = AED 20

• Profit Rate up to 1.35%

UAE Nationals:

• A copy of the passport
• Emirates identity card
• Resident visa
• Salary certificate of the applicant

Residents:

• Copy of visa
• Emirates identity card
• Copy of the passport
• Salary certificate issued by the employer

Non Residents:

• Copy of passport
• Copy of valid visit visa
• Applicant’s three-month bank statement with the existing bank
• Introduction letter from an existing Emirates NBD customer
• Utility Bill (Not more than 3 months old)

• Available for UAE nationals, UAE residents & non-residents
• Individual accounts can be opened

• 24-hour access with half-yearly e-statements
• Zero Liability for unauthorized payments
• The minimum balance for the account is AED 3,000
• Contactless payment using your phone or smartwatch
• Enhanced security for money transfers & payments