ADCB Islamic Saving Account ADCB Islamic Min. Salary 5000 AED Min. Balance 0 AED Interest Rate 0.2% Non Maintenance Fee 0 AED Features Free Debit Card Internet Banking Islamic Banking Mobile Banking Sharia Compliant Zero Balance Account ADCB Islamic Saving Account helps you save for your future and earn your benefits now. This is a Sharia Compliant account. Apply Now Benefits Earn profits every month on minimum balance and get paid quarterly Get TouchPoints on having an average AED 10,000 or above every month in your account. Debit card available for AED account Free monthly statements within the statement cycle Redeem TouchPoints to make bill payments, airline miles, school/college fees, etc. It is available for UAE and non-UAE residents Sharia-approved account Fees & Charges Account Closure (Within one year)= AED 105 Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10 Non- ADCB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10/ AED 2.10 Fee for using the ATM outside UAE and GCC =AED 21 Interest Rates Interest rate = 0.20% on AED Documents Required UAE Nationals: Passport for UAE nationals Original passport with UAE residence Visa that is valid for more than 30 days Original Emirates ID Salary certificate Residents: Original passport of the applicant Visit Visa and entry stamp or e-gate card copy. 3 months bank statement from the bank where funds will be transferred Introduction letter from an existing ADCB customer with more than 1-year relationship with the bank. Eligibility UAE and non-UAE residents can apply Addition Information The account is available in AED Various ways to bank, include contact centre, SMS and visiting the nearest branch Redeem TouchPoints using mobile or internet banking facility A monthly fee has to be paid for not maintaining relationship balance criteria Debit card usage on non-ADCB ATMs will attract a charge based on the relationship type. Apply Now
