ADCB Islamic University Student Account

• This is a Sharia Compliant Savings Account
• The account can be opened by both Emiratis and Expatriates
• Profit-bearing account; which is paid quarterly
• International debit card
• Chance to win daily prize of AED 500
• Exclusive discounts on shopping, dining, travel and much more
• Free SMS alerts to the account holders

• Account Closure = AED 105
• Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10 per transaction
• Non-ADCB ATM Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10 per transaction
• Usage fees at international ATM i.e outside UAE and GCC (Cash Withdrawal) = AED 21

• Nil

UAE Nationals:

• A copy of the passport
• Emirates identity card
• Resident visa
• Salary certificate of the applicant

Residents:

• Copy of e-gate card and visit visa
• Applicant’s three-month bank statement with the existing bank
• Introduction letter from an existing ADCB customer

• You must be 18 years or older
• A full or part-time university student in the UAE
• A minimum average monthly balance of AED 1,500 is required to be eligible for prize draws

• No charges for not maintaining the required minimum account balance
• Prize draws are held during the second week of every month
• Access account through all digital channels including Debit Card, Internet & Mobile Banking, and SMS Banking
• Over the Teller counter transactions allowed
• Apply to open an account via 24-hour contact centre, through SMS or visit the closest branch