Benefits
- This is a Sharia Compliant Savings Account
- The account can be opened by both Emiratis and Expatriates
- Profit-bearing account; which is paid quarterly
- International debit card
- Chance to win daily prize of AED 500
- Exclusive discounts on shopping, dining, travel and much more
- Free SMS alerts to the account holders
Fees & Charges
- Account Closure = AED 105
- Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10 per transaction
- Non-ADCB ATM Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10 per transaction
- Usage fees at international ATM i.e outside UAE and GCC (Cash Withdrawal) = AED 21
Interest Rates
- Nil
Documents Required
UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
Residents:
- Copy of e-gate card and visit visa
- Applicant’s three-month bank statement with the existing bank
- Introduction letter from an existing ADCB customer
Eligibility
- You must be 18 years or older
- A full or part-time university student in the UAE
- A minimum average monthly balance of AED 1,500 is required to be eligible for prize draws
Addition Information
- No charges for not maintaining the required minimum account balance
- Prize draws are held during the second week of every month
- Access account through all digital channels including Debit Card, Internet & Mobile Banking, and SMS Banking
- Over the Teller counter transactions allowed
- Apply to open an account via 24-hour contact centre, through SMS or visit the closest branch