ADCB Islamic Emirati Destiny Millionaire Savings Account ADCB Islamic Min. Salary AED Min. Balance 5000 Interest Rate .15% Non Maintenance Fee 25 Features Free Debit Card Internet Banking Islamic Banking Mobile Banking Multiple Currencies Sharia CompliantADCB Islamic Emirati Destiny Millionaire Savings Account is a Sharia compliant account exclusively for Emiratis. AED 250,000 monthly cash prize, earn profit from your savings, earn & redeem TouchPoints. Apply NowBenefitsThis savings account is exclusive to EmiratisDebit Card with instant access to your moneyEarn profit from your savings, which is paid quarterlyOpen an account for your children; to be maintained by the guardianEarn TouchPoints with an average monthly balance of AED 10,000 or moreFor every extra AED 1,000, you get an extra chance in the prize drawsChance to win exciting cash prizes, like AED 250,000 every month and AED 10,000 dailyFees & ChargesAccount Closure = AED 105Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10 per transactionNon-ADCB ATM Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10 per transactionUsage fees at international ATM i.e outside UAE and GCC (Cash Withdrawal) = AED 21Interest RatesProfit Rate = .15%Documents RequiredA copy of the passportEmirates identity cardResident visaSalary certificate of the applicantEligibilityAvailable only to UAE NationalsIndividual customersAccount holders maintaining an Average Monthly balance of AED 5,000 are eligible for the prize drawsAnyone can open account, if they maintain the required minimum balance of AED 5,000Addition InformationAccess to your funds and withdraw any amountFree SMS alerts to the account holdersEarn 15,000 bonus TouchPoints, upon opening an Emirati Millionaire Savings Account through ADCB Personal Internet BankingEarn TouchPoints every time you spend with your debit or credit cardRedeem points instantly at merchant partner outlets or login to internet banking or mobile banking app Apply Now