ADCB Islamic Emirati Destiny Millionaire Savings Account ADCB Islamic Min. Salary AED Min. Balance 5000 AED Interest Rate .15% Non Maintenance Fee 25 AED Features Free Debit Card Internet Banking Islamic Banking Mobile Banking Multiple Currencies Sharia Compliant ADCB Islamic Emirati Destiny Millionaire Savings Account is a Sharia compliant account exclusively for Emiratis. AED 250,000 monthly cash prize, earn profit from your savings, earn & redeem TouchPoints. Apply Now Benefits This savings account is exclusive to Emiratis Debit Card with instant access to your money Earn profit from your savings, which is paid quarterly Open an account for your children; to be maintained by the guardian Earn TouchPoints with an average monthly balance of AED 10,000 or more For every extra AED 1,000, you get an extra chance in the prize draws Chance to win exciting cash prizes, like AED 250,000 every month and AED 10,000 daily Fees & Charges Account Closure = AED 105 Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10 per transaction Non-ADCB ATM Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10 per transaction Usage fees at international ATM i.e outside UAE and GCC (Cash Withdrawal) = AED 21 Interest Rates Profit Rate = .15% Documents Required A copy of the passport Emirates identity card Resident visa Salary certificate of the applicant Eligibility Available only to UAE Nationals Individual customers Account holders maintaining an Average Monthly balance of AED 5,000 are eligible for the prize draws Anyone can open account, if they maintain the required minimum balance of AED 5,000 Addition Information Access to your funds and withdraw any amount Free SMS alerts to the account holders Earn 15,000 bonus TouchPoints, upon opening an Emirati Millionaire Savings Account through ADCB Personal Internet Banking Earn TouchPoints every time you spend with your debit or credit card Redeem points instantly at merchant partner outlets or login to internet banking or mobile banking app Apply Now