Benefits
- This is a Sharia Compliant Savings Account
- Debit Card with instant access to your money
- No lock-in period and no penalty for withdrawals
- Earn profit from your savings on quarterly basis
- Every additional AED 1,000 saved gets you a chance in the prize draws
- Free SMS alerts to the account holders
- Get a chance to win exciting cash prizes, like AED 1 million every month
Fees & Charges
- Account Closure (Within one year)= AED 105
- Non- ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10
- Non- ADCB Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10
- Fee for using the ATM outside UAE and GCC = AED 21
Interest Rates
- Profit Rate = .15%
Documents Required
UAE Nationals:
- A copy of the passport
- Emirates identity card
- Resident visa
- Salary certificate of the applicant
Residents:
- Copy of e-gate card and visit visa
- Applicant’s three-month bank statement with the existing bank
- Introduction letter from an existing ADCB customer
Eligibility
- Available to all UAE residents and non-residents
- Individual customers
- All account holders maintaining an average monthly balance of AED 5,000 are eligible to enter into prize draws
Addition Information
- Access to your funds and withdraw any amount as and when needed
- Account accessible through all digital channels like Debit Card, Internet & Mobile Banking, SMS Banking
- Over the Teller counter transactions allowed
- Earn 15,000 bonus TouchPoints, by opening a Millionaire Destiny Savings Account through ADCB Personal Internet Banking
- Prize draws are held during the second week of each month