ADIB Edge Credit Card

ADIB Edge Credit Card

ADIB

Min. Salary

AED 30000

Annual Fees

AED 750

Interest Rate

2.99%

FX Rate

1.80%

Benefits

Airport Lounge Access
Balance Transfer
Dining Benefit
Extended Warranty
Fraudulent Card Misuse Protection
Golf Benefits
Hotel Discounts
Purchase Protection
Roadside Assistance
Sharia Compliant
Travel Insurance
Valet Parking

ADIB Edge Card is a reward credit card that provides reward points on every AED spent on the card. The card features include free airport lounge access, travel insurance, valet parking, roadside assistance, dining discounts, among others.

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Reward features

  • Reward points can be redeemed for airline tickets and shopping mall coupons.
  • Free golf round at the Arabian Ranches Golf club once every month.
  • Free standard valet parking services at select locations in the UAE.
  • Free roadside assistance includes unlimited towing service, free jump start service, flat tyre service, lock out service, free fuel delivery, etc.
  • Cardholder and an accompanying member would get free access to over 1,000 airport lounges across the globe.

Features

  • Use the Edge Card and get 10% instant discount on all dining spends within the country.
  • Every 1 Dirham spent on the card would bring 2.5 reward points. e
  • Multi-trip travel insurance includes medical, travel, and personal inconvenience covers.
  • Card features both chip and PIN technology to provide advanced safety and convenience.
  • Complimentary roadside assistance anywhere within the country.

Additional Benefits

  • Visa offers available at over 800 luxury hotels across the world include complimentary continental breakfast, VIP guest status, $25 dining voucher.
  • Multi-trip travel cover not only covers cardholder but also the spouse and up to 5 children.
  • Purchase protection cover up to USD 7,500. The amount would be refunded if the product has any issue within 365 days of purchase.
  • Extended warranty up to 24 months applicable on various products, if purchased with the card.
  • ‘Cash on Call’ facility provides instant cash up to the card’s available limit with just a phone call.
  • An optional Takaful protection cover in case of death, disability, critical illness, and loss of employment.
  • Balance transfer facility from any credit card to ADIB Edge card with just a phone call.
  • Free access to ADIB smartdeals app that offers more than 1,000 offers and deals on shopping.

Fees & Charges

  • Supplementary Card Annual Fee: Free up to 4th card, 5th card onwards: AED 250
  • Late Payment Fee: AED 100
  • Over limit Fee: AED 50
  • Cash Advance Fee: 3% of the withdrawn amount or AED 99

Addition Information

  • Shopping vouchers eligible for redemption are from Sharjah Mega Mall, Abu Dhabi Mall, and Sahara Centre in Abu Dhabi and Sharjah.
  • Reward points redemption rate: Every 10,000 points = AED 50; Every 100,000 points = AED 1,000
  • Call ADIB customer care at 600543216 to redeem reward points.
  • 10% dining cashback is valid in ADIB approved restaurants across UAE. Maximum discount is capped at AED 100 per transaction and AED 300 per month.
  • Medical cover includes emergency medical expenses up to USD 1,000,000, hospital indemnity USD 3,000 per day.
  • Personal accident and liability cover up to USD 1,500,000.
  • Travel inconvenience cover up to USD 8,900.
  • Travel inconvenience insurance covers trip cancellation, delayed departure, baggage delay, loss of personal belongings.
  • Card payments can be made through various online and offline options.
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