Etisalat Smiles points can be redeemed for air tickets, mobile payments, car rental, eLife service, retail stores, etc.
Sign up Smiles Points are equivalent to more than 150 minutes of UAE talk time.
Sign up Smiles Points are equivalent to more than 80 minutes of talk time for calls to India, Pakistan, Oman, and Bangladesh.
More than 60 minutes of talk time for calls to Kuwait, Bahrain, and Saudi Arabia.
More than 50 minutes of talk time for calls to Jordan, Egypt, Lebanon, Syria, and the Philippines.

Sign up bonus of 5,000 Etisalat Smiles points which can be converted into more than 2.5 hours of UAE talk time.
Earn up to 1.5 Etisalat Smiles points for every Dirham spent on select transactions.
Redeem Etisalat Smile points for free UAE talk time.
Cash withdrawal limit is 100% of the finance limit.
Up to 55 days interest-free grace period every month.

Four free supplementary credit cards for immediate family members.
Credit card payments can be made conveniently at the bank branches, cash deposit machines, UAE Exchange, Al Fardan Exchange, and Al Ansari Exchange.

Reward points rate for every AED 1 spent on the card – 1.5 points on domestic and international spends, 1 point on merchant transactions.
Every AED 100 spent can be redeemed for 3 minutes of UAE talk time.
Eligible merchants include supermarkets, utility payments, public transport, government service payments, etc.
Reward points can be conveniently redeemed at the Etisalat Smiles website.

ADIB Etisalat Classic Credit Card