
Reward features
- Earn up to 5% Plus Points
- Redeem Plus Points instantly at over 25 premium partners across more than 600 participating partner locations
- Pay your outstanding education fees using your Plus Points
- Donate your Plus Points towards the Emirates Humanitarian Fund
- Convert your Plus Points into travel miles of our Frequent Flyer Programme participating partners
- Use your Plus Points to pay for the outstanding credit card balance through the Cash Back option
- Redeem your Plus Points towards 100% waiver of your credit card annual fees
- Up to 30% off at over 2,000 restaurants across the UAE, Middle East and Europe
Features
- Enrolment into Plus Points Programme
- Complimentary access to airport lounges
- Interest free days
- 24×7 roadside assistance
- Travel insurance

Additional Benefits
- Complimentary access to premium airport lounges worldwide, irrespective of your airline or class of travel
- Exclusive savings on travel, dining, entertainment, and much more-all across the world
- Travel insurance to cover for flight delay, baggage delay/ loss, personal accident
- Flexibility to pay as little as 5% of the outstanding balance each month
- Instant access to cash up to 50% of your credit limit
- Free 24/7 Roadside Assistance which includes recovery service, towing, fuel delivery and battery boost
- Exclusive discounts and dining experiences with the Bon Appetit partner restaurants
Fees & Charges
- Supplementary Card Annual Fee: No
- Late Payment Fee: AED 189
- Over limit Fee: AED 189
- Cash Advance Fee: 4% (min AED 100)
Addition Information
- Travel insurance up to US$ 100,000
- No interest up to 55 days
- SMS alerts on every transaction
- Online access to your Card Account
- Convenient options to pay for credit card outstanding balance

