"Emirates NBD U By Emaar Signature Credit Card"

Emirates NBD

Min. Salary

AED 15000

Annual Fees

AED 250

Interest Rate

3.25%

FX Rate

1.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Concierge Service
Credit Shield
Dining Benefit
Extended Warranty
Fraudulent Card Misuse Protection
Golf Benefits
Hotel Discounts
Purchase Protection
Roadside Assistance
Travel Insurance

Emirates NBD U By Emaar Signature Credit Card helps cardholder to earn & redeem Upoints on your spends. Buy 1 Get 1 movie tickets, discount at spas, medical & wellness centre, zero interest with participating merchants.

Reward features

  • Get 6.25% back as Upoints on all your shopping & dining spends
  • 25% back when you dine at restaurants or stay at Emaar Hotels
  • Earn Upoints for every spend and redeem them instantly at 1500+ stores across your favourite brands
  • Complimentary delivery service at The Dubai Mall
  • Earn 25% of the Base Upoints when you spend in Grocery and Supermarkets
  • Get 20% off in Spas at Emaar Hospitality Group Hotels
  • Up to 30% off on Entertainment at Emaar Entertainment Group
  • Buy one get one free on movie experiences plus complimentary soft drinks and popcorn with REEL cinemas
  • Discounts up to 50% at over 500 Spas, Medical and Wellness centres, Gyms, Salons & more
  • Airport dining discount for 200+ restaurants globally

Features

  • Earn Upoints
  • Access to 1,000+ airport lounges
  • Multi-trip travel insurance
  • Extended warranty
  • Personalized concierge services

Additional Benefits

  • Unlimited access to over 1,000 premium airport lounges in more than 300 cities worldwide
  • Up to 30% off at over 2000 restaurants across UAE
  • Easy instalment plans to payback in small EMI’s for your retail purchases
  • 0% Interest when shop with participating merchants
  • Up to 35% off on your next car rental with Avis Car Rental
  • Buy one get one free offers through their selected merchant partners with the Entertainer
  • 60% off on retail price with Bicester village shopping collection
  • Access to 5,000+ discounts on excursions and attractions in key travel destinations
  • Medical travel insurance to monitor medical condition pre & post hospitalization, Medical evaluation and repatriation
  • Flexibility to pay as little as 5% of the outstanding credit card balance each month

Fees & Charges

  • Supplementary Card Annual Fee: Multiple supplementary cards at no cost
  • Late Payment Fee: AED 230 per month
  • Over limit Fee: AED 279 per month
  • Cash Advance Fee: 3% or AED 99, whichever is higher

Addition Information

  • Multi-trip travel insurance up to US$ 500,000
  • Maximum of 55 interest-free days
  • Global customer assistance services
  • Quick and secure contactless payments
  • Instant cash up to 50% of your credit limit