Reward features
- Up to 1.25 Lulu Points per AED 1 spent on all retail purchases including fuel purchases, government services, telecommunications, charity, supermarkets, auto dealers, insurance companies, and small restaurants, and transport.
- Up to 15% discount and free home delivery on Wednesday at luluhypermarket.com or on the LuLu App UAE. Discount capped at AED 50 for a minimum spend of AED 100.
- Complimentary unlimited global access at 20+ airport lounges with other benefits and privileges
Features
- Zero annual fees credit card hence is free for a lifetime
- Up to 8 LuluPoints or 8% back as Lulu points per AED 1 spent at Lulu stores. No minimum spend required to get the points.
- A minimum of 5,000 Lulu points (worth AED 50) can be redeemed at any Lulu stores across the UAE.
- Avail 1+1 movie ticket offer at Reel Cinemas. Offer valid for up to 2 free tickets per month.
Additional Benefits
- 20% discount on food and beverage counters at REEL Cinemas on a minimum spend of AED 20
- 20% discount on talabat grocery or food orders valid once per month
- Get a 10% discount on selected brands on Farfetch. Use promo code MCFF at checkout to avail of the discount.
- Credit shield service, which covers credit card outstanding balance against emergencies such as critical illness and involuntary loss of employment
- Card control feature to set spend limits and control card transactions
- Cash against available credit limit is available at low interest rate and repayable in easy installments of up to 48 months
- Interest-free balance transfer along with repayment flexibility of up to 24 months
- Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into installments
Fees & Charges
- Supplementary Card Annual Fee: Nil
- Late Payment Fee: AED 241.50
- Over limit Fee: AED 288.75
- Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Addition Information
- A maximum of 55 interest-free days
- Earn 0.4 Lulu points on purchases made in the UK and Europe