ADCB Lulu Platinum Credit Card is a shopping credit card that offers LuluPoints, which can be redeemed at any LuLu Hypermarket across the UAE. The credit card also offers various other travel and lifestyle benefits and privileges to suit the lifestyle of the customer.
Up to 1.25 LuluPoints per AED 1 purchase elsewhere
Total monthly spends goal is AED 5,000 at Lulu and elsewhere
Earn 1.25 LuluPoints on actual spend even if monthly spend goal of AED 5,000 is not achieved
Features
Zero annual fees
Finance charges at 3.5% per month
Up to 5 LuluPoints per AED 1 purchase at Lulu Hypermarket
Vouchers worth AED 50 for every 5,000 LuluPoints
Complimentary unlimited global access to airport lounges along with other benefits and privileges
Additional Benefits
Deals on tickets, food and beverages, merchandise and much more at Warner Bros. World Abu Dhabi, Ferrari World Abu Dhabi Yas Waterworld and Clymb Abu Dhabi.
Offers throughout Middle East & Africa across fine dining establishments, premium spas, and more on Mastercard Buy 1 Get 1 app
Personal chauffer rides with Careem. Additionally, avail up to 20% off on three rides every month when travelling across countries in the Middle East
Credit shield service, which covers credit card outstanding balance against emergencies such as critical illness and involuntary loss of employment
Card control feature to set spend limits and control card transactions
Cash against available credit limit is available at low interest rate and repayable in easy installments of up to 48 months
Interest-free balance transfer along with repayment flexibility of up to 24 months
Zero interest charges, low processing fees for up to 12 months on converting your child’s school and colleges fees into instalments
High-value transactions can be converted into personal payment plan at low interest rates with tenures of up to 48 months
Fees & Charges
Supplementary Card Annual Fee: Nil
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
