"ADCB TouchPoints Infinite Credit Card"

ADCB

Min. Salary

AED 15000

Annual Fees

AED 0

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Concierge Service
Credit Shield
Dining Benefit
Fraudulent Card Misuse Protection
Hotel Discounts
Purchase Protection
Travel Insurance

ADCB TouchPoints Infinite Credit Card offers a wide spectrum benefits and privileges to compliment your lifestyle. Some of this credit card’s offerings include complimentary hotel stays, online food delivery discounts and entertainment deals.

Reward features

  • Earn 1.5 TouchPoints for every AED 1 spent with your card
  • Accumulated TouchPoints may be redeemed for shopping or dining vouchers, airline tickets and upgrades, paying utility bills and much more
  • Complimentary U By Emaar Platinum Tier membership
  • A discount of 20% on select meals at VOX Cinemas
  • Complimentary beverage throughout year with unlimited Buy 1 Get 1 Free offer at Caribou Coffee outlets in UAE
  • Unlimited complimentary access to premium airport lounges worldwide for self and an accompanying guest.

Features

  • Buy 1 Get 1 offer on movie tickets (up to 4 tickets per month) at VOX Cinemas
  • Welcome voucher for 2 nights’ stay at Hotels.com – anywhere in the world
  • Bonus TouchPoints 15,000 on monthly spends of AED 15,000
  • A discount of 20% on Talabat orders for up to AED 20 off per order on 4 orders per month
  • Complimentary bonus of 1,000 Upoints on enrolment for ‘U by Emaar Platinum Tier’ membership

Additional Benefits

  • A discount of 20% on booking rides with Careem. The discount is capped at AED 20 off per ride on 3 rides each month
  • Privileges on tickets, food and beverages, merchandises an much more at Yas WaterWorld, Ferrari World Abu Dhabi, Warner Bros World Abu Dhabi and Clymb Abu Dhabi
  • Complimentary gold access for all year at The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai, and Yas Links Golf Club Abu Dhabi
  • A discount of 15% off on Noon.com orders. Up to AED 100 off per order on 1 order every month
  • On Visa Offers MENA mobile app, cardholders can avail 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts
  • Global concierge service for booking tables at restaurants, shopping recommendations, sourcing a product, arranging a special gift and more
  • Four complimentary airport transfers (up to AED 100 off per ride) at DXB, DWC and AUH airports on booking rides with Careem
  • Up to 12% off on booking hotels through Agoda
  • Access to over 200 airport restaurant offers globally on Dine & Fly mobile app
  • Cardholders also get access to various other Visa Infinite benefits
  • This credit card also comes with enhanced protection and care feature, which includes fraudulent card misuse protection, multi-trip travel insurance and credit shield with complimentary life cover.

Fees & Charges

  • Supplementary Card Annual Fee: Nil
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% or AED 105 (whichever is higher)

Addition Information

  • Zero interest charges, low processing fees for up to 12 months on converting your child’s school and colleges fees into instalments
  • Interest-free balance transfer along with repayment flexibility of up to 24 months
  • Up to 55 days of interest-free days
  • Card control feature to set spend limits and control card transactions
  • High-value transactions can be converted into personal payment plan at low interest rates with tenures of up to 48 months.