"ADCB Islamic TouchPoints Gold Card"

ADCB Islamic

Min. Salary

AED 0

Annual Fees

AED 0

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Balance Transfer
Cinema Benefits
Credit Shield
Dining Benefit
Hotel Discounts

The ADCB Islamic TouchPoints Gold Card is a card with many benefits and privileges along with a bonus monthly rewards card. Some of the benefits are a credit shield with life cover, easy payments, balance transfer, and more. Additionally, there is no annual fee for this card. This is a sharia compliant card.

Reward features

  • Earn 0.5 Touchpoint for 1 AED spend
  • Get 5,000 bonus Touchpoints on AED 5000 spent monthly
  • Avail VISA Gold Card benefits on this card
  • Redeem the earned touchpoints at over 1500+ locations
  • Earn 1 mile on Skiwards for every 18 Touchpoints
  • Get 1 Etihad guest mile for every 14 Touchpoints
  • Up to 12% savings on hotel and vacation rental bookings with Agoda
  • 8% off on bookings made on hotels.com
  • On subscribing with this VISA card avail 4 months free on Anghami Plus
  • Get 2 complimentary movie tickets on buying 1 using the Touchpoints Gold Card at VOX cinemas

Features

  • Get more savings every time you spend using the card.
  • Get lifestyle benefits like dining exclusives and entertainment at Yas Island Theme parks
  • Pay 0% on school fees payment
  • Pay order facility available up to the available credit limit
  • Payback high-value purchases at easy installments

Additional Benefits

  • Convenient payment options and pay as little as 5% of your outstanding every month.
  • Balance transfer from other cards within 90 days of registration
  • 0% Profit payment plan up to 24 months
  • Credit shield to tide over emergencies along with complimentary life cover.

Fees & Charges

  • Supplementary Annual Fee: AED 103.95 (business cards), AED 1050 (betaqti cards), NIL (other cards)
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: AED 105 or 3.15% (whichever is higher)

Addition Information

  • Unlimited Supplementary cards for your family
  • Easy credit card management with a mobile app.
  • Complete card control including setting spend limits.