ADCB Islamic TouchPoints Platinum Credit Card

"ADCB Islamic TouchPoints Platinum Card"

ADCB Islamic

Min. Salary

AED 8000

Annual Fees

AED 630

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Credit Shield
Dining Benefit
Extended Warranty
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant

The ADCB Islamic TouchPoints Platinum Credit Card is a sharia-complaint lifestyle credit card loaded with reward points, dining discounts, and travel benefits. Powered by Visa, the credit card is free for the first year of subscription.

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Reward features

  • Earn up to 1 TouchPoint for every AED 1 spent on all retail transactions
  • 10,000 bonus TouchPoints on spending AED 10,000 every month
  • Redeem TouchPoints at multiple merchant locations across UAE, for utility bills payment and Salik, and exchange them with Emirates Skywards Miles and Etihad Guest Miles. Also, make credit card payments.

Features

  • Zero annual fee for the 1st year. 
  • 20% discount on food orders at Talabat without minimum order requirement.
  • Complimentary golf benefits around the year at select golf clubs in the UAE including The Track Meydan Golf Dubai, Arabian Ranches Golf Club Dubai, and Abu Dhabi Golf Club in Abu Dhabi.
  • Get 3 free airport lounge visits at more than 1,000 airports across the globe for both primary and supplementary cardholders.

Additional Benefits

  • School and college fee payments made with the card can be converted into easy monthly installments with 0 profit charges and repayment tenure up to 12 months. 
  • Avail Visa xperience with the ENTERTAINER offer with 2-for-1 offers at fine dining restaurants, spas, and gyms, across the Middle East. 
  • Get a 20% discount on car rental bookings on Avisworld.com.
  • Balance transfer is available within 90 days of card registration with easy repayment options for up to 48 months
  • PayOrder facility that provides instant cash against available credit limit repayable in up to 24 easy installments.
  • High-value transactions can be converted into personal payment plans at 0 interest rates with tenures of up to 24 months.
  • FlexiPay feature to repay retail outstanding in small monthly installments with a repayment tenure of up to 48 months.

Fees & Charges

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.5% or AED 105 AED
  • Annual Fee (AED): Free for 1st year. AED 630 from 2nd year onwards

Addition Information

  • An optional credit shield facility that covers the credit card’s outstanding balance in any emergencies. A complimentary life cover is also included. 
  • The purchase protection feature covers theft or accidental damage of purchased items. 
  • Up to 55 days of interest-free days
  • Visa cardholders can get a Dragon Pass to the ‘Dine & Fly’ airport Dining Program, applicable at 200+ airport restaurants across the globe.
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