"ADCB Islamic TouchPoints Platinum Card"

ADCB Islamic

Min. Salary

AED 15000

Annual Fees

AED 630

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Credit Shield
Dining Benefit
Extended Warranty
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant

ADCB Islamic Touch Points Platinum is a lifestyle card that comes with deals over entertainment and food. Rewards like bonus points are also provided with the card. Cardholders get complimentary travel and lifestyle benefits along with protections and card control features. This is a sharia compliant card.

Reward features

  • Redeemable Touch Points for availing dining, entertainment, flights and bill payment vouchers.
  • Complimentary golf access for golf lovers at different golf clubs in UAE like The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai and others.
  • BUY 1 GET 1 FREE offer on cinema tickets at VOX cinemas per month.
  • Unlimited access to more than 1000 airport lounges all over the world.
  • Offer of opting for own personal chauffeur for rides with Careem in UAE.
  • More than 200 airport restaurants offers with the Dragon ‘Dine & Fly’ airport dining program.
  • 2-for-1 deals on food and entertainment and over 500 travel discounts with Visa Offers MENA or Mastercard Buy1 Get1 app.
  • Privileged offers on tickets and meals at island theme parks in UAE like Yas WaterWorld, Warner Bros World Abu Dhabi and many others.
  • Life cover facility with Credit Shield feature to provide coverage to card balances during any critical emergency like death or permanent disability etc.
  • Balance Transfer facility to enable the transferring of balances from other banks credit cards to ADCB credit card at 0% profit rate.

Features

  • Up to 10,000 Bonus Touchpoints on spends of AED 10000.
  • Bonus points on every retail purchases.
  • Complimentary lifestyle benefits on cinema tickets, theme parks and restaurants.
  • Exclusive travel benefits with amazing offers and discounts.
  • Special features of card control and enhanced protection.

Additional Benefits

  • Up to 20% off on two Talabat orders per month made by the card.
  • Up to 12% off on Agoda bookings made with the card at selected properties.
  • Travel benefits with flights and hotels discount on cleartrip.com.
  • Protection on all purchases against any accidental damage or theft.
  • Extended warranty up to one year more than the original warranty date provided by the manufacturer.
  • Easy repayment of instalments of high-value purchases made with the card.
  • Loans with the card at zero interest rate and easy payment of instalments up to 2 months.
  • School fee payment options with the card at zero interest rate.
  • 55 Interest-free days on making payment of card balances in full by due date.
  • Facility of auto-debit instructions from ADCB savings/current account with no extra charge.

Fees & Charges

  • Supplementary Annual Fee: AED 103.95 (business cards), AED 1050 (betaqti cards), NIL (other cards)
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: AED 105 or 3.15% (whichever is higher)

Addition Information

  • Annual fee applicable from second year onwards; no annual fee for the first year.
  • All fees and charges of the card are inclusive of 5% VAT.
  • Golf privileges for golf lovers at zero cost.
  • A nominal fee of AED 5 for payment transactions through partner payment locations.