"ADCB Islamic TouchPoints Infinite Card"

ADCB Islamic

Min. Salary

AED 40000

Annual Fees

AED 1050

Interest Rate

3.25%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Cinema Benefits
Concierge Service
Credit Shield
Dining Benefit
Fraudulent Card Misuse Protection
Golf Benefits
Hotel Discounts
Sharia Compliant
Travel Insurance

ADCB Islamic TouchPoints Infinite Card is a lifestyle card. Comes with a number of benefits over dining, online deals and entertainment. Rewards like hotel vouchers and Bonus TouchPoints. Complimentary travel and lifestyle benefits. This is a Sharia Compliant card.

Reward features

  • Redeemable Touch Points for dining, hotels, flights and bill payment vouchers.
  • Complimentary vouchers of hotel stay for 2 nights anywhere across the world.
  • Offers of BUY 1 GET 1 FREE on cinema tickets at VOX cinemas per month.
  • Free golf privileges for golf lovers at various golf clubs in UAE like The Track, Meydan Golf Dubai and many others.
  • Unlimited access to 1000+ premium airport lounges all over the world at zero cost.
  • Airport Chauffers rides with Careem at great discounts and offers.
  • Access to offers and discounts at over 200 airport restaurants worldwide under the DragonPass ‘Dine n Fly’ airport Dining program.
  • Multi-trip travel insurance for free to provide medical and other protections to the cardholders and their families on every travel trip.
  • Balance Transfer facility to make payments to other banks at 0% profit rate.
  • Credit Shield feature to out cover the card in case of any serious emergency like deaths, permanent disability or involuntary loss of employment.

Features

  • Up to 15,000 Touch Points on spend of AED 15000 per month.
  • Up to 1.5 Touch Points on every spend of AED 1 with the card.
  • Complimentary lifestyle benefits by providing elite U by Emaar Platinum Tier Membership.
  • A wide range of travel benefits with huge offers and discounts.
  • Card control feature along with enhanced protection and care.

Additional Benefits

  • Huge deals on tickets, food and beverages at theme parks like Warner Bros World Abu Dhabi, Yas WaterWorld and others in UAE.
  • Up to 25% off on Talabat orders and discounts at over 1400 restaurants in UAE.
  • Discounts up to 12% off on hotel bookings made with Agoda.com at selected and eligible properties.
  • BOGO offers for coffee at all Caribou Coffee outlets in UAE.
  • 15% off up to AED 100 on online orders of groceries or fashion with Noon.com.
  • 24*7 global concierge service to plan and manage the travel trips and bookings of the cardholders.
  • Exclusive offers of 2-for-1 deals on food and entertainment with the Visa offers MENA app.
  • Protection against any fraudulent or unauthorized transaction made with the card.
  • Easy repayment of instalments of big purchases with 0% Profit Payment Plan.

Fees & Charges

  • Supplementary Annual Fee: AED 103.95 (business cards), AED 1050 (betaqti cards), NIL (other cards)
  • Late Payment Fee: AED 241.50
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: AED 105 or 3.15% (whichever is higher)

Addition Information

  • All fees and charges of the card are exclusive of 5% VAT.
  • 50% discount on annual fee of the card for excellency members.
  • No requirement of minimum purchase on BOGO offer at VOX and Caribou applicable on the card.