A welcome bonus of 35,000 miles can be redeemed for Etihad Flight Bookings and upgrades. The miles will be credited within 60 days of paying the annual fee during the first year of card issuance.
Earn up to 1.25 Etihad Guest Miles on every 1 USD spent on domestic purchases
Earn 1 Etihad Guest Tier Mile for every $1 spent on eligible purchases across the globe. Tier Miles capped at 25,000 per year.
Cardholders can redeem miles for flight bookings and upgrades on the Etihad Airways network and its partners.

Welcome bonus of 35,000 Etihad Guest Miles during the 1st year of membership.
A monthly bonus of 2,000 Etihad Guest Miles on monthly spends of USD 2,000
Fast track to Silver Tier Status on completing two return flight bookings on Etihad Airlines within the first 6 months of card issuance or by accruing 18,000 Tier Miles through card purchases.
Access to over 1200 airport lounges all over the world at zero cost.
Complimentary golf access in various golf clubs in Dubai & Abu Dhabi.

Up to 2 complimentary flight class upgrade vouchers valid on Etihad Flights.
Enjoy exclusive benefits at more than 900 VISA luxury hotels around the world. Cardholders can avail of room upgrades, free Wi-fi and daily breakfast, $25 F&B credit, and late checkout.
Priority check-in, excess baggage allowance up to12kg, airport lounge access, and 25% discount on flight upgrades under the Etihad Silver Tier Membership.
Multi-trip travel insurance for cardholder, spouse, and up to 5 children
Up to 35 % off on Avis Rent a Car valid across the globe.
Complimentary golf access all year round at The Track, Arabian Ranches Golf Club Dubai, and Abu Dhabi Golf Club in Abu Dhabi. A minimum spend of AED 5,000 per month is mandatory to avail of the golf benefit.
Avail Visa xperience with the ENTERTAINER offer with 2-for-1 offers at fine dining restaurants, spas, gyms, across the Middle East.
Dining, travel, entertainment, and shopping offers at different places in UAE and up to 30% discount in over 1400 restaurants in UAE.
Card control feature that enables complete personal control over the card transactions and spending limits.
Easy and convenient installment payment options on big purchases using the PayOrder facility.
Enhanced card protection with features like purchase protection, extended warranty, fraudulent card misuse, and credit shield with life cover.

Supplementary Annual Fee: Free
Late Payment Fee: AED 241.50
Over limit Fee: AED 288.75
Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
Annual Fee (AED): AED 1,050 (Aspire) AED 525 (Privilege Club); Free (Excellency)

Card payments can be made within a maximum of 55 interest-free period.
Global concierge service for table bookings, travel planning, shopping services and much more
The 2 free flight upgrade vouchers are valid on any Etihad Airways flight to upgrade the ticket from Economy to Business on any Etihad Airways flight with 50% less miles. Get 1 free voucher on completing purchases worth USD 35,000.
Multi-trip travel insurance covers personal accidents, emergency medical expenses, daily hospital cash, trip cancellation or departure delay, baggage delay, and loss of personal belongings.
Convenient credit card bill payment options through internet banking, mobile banking app, and cash deposit machines.
High-value transactions can be converted into personal payment plans at 0 interest rates with tenures of up to 24 months.
Pay credit card outstanding related to retail spending in small installments at low-interest charges and a repayment period of up to 48 months.
Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into installments
Balance transfer facility with the flexibility to repay in up to 24 months

ADCB Islamic Etihad Guest Signature Credit Card