"ADCB Islamic Etihad Guest Infinite Card"

ADCB Islamic

Min. Salary

AED 40000

Annual Fees

AED 2625

Interest Rate

3.69%

FX Rate

2.99%

Benefits

Airport Lounge Access
Balance Transfer
Concierge Service
Credit Shield
Dining Benefit
Extended Warranty
Fraudulent Card Misuse Protection
Golf Benefits
Hotel Discounts
Purchase Protection
Sharia Compliant
Travel Insurance

ADCB Islamic Etihad Guest Infinite Credit Card is an AirMiles Credit Card that comes with a lot of travel, lifestyle, reward, and other credit card benefits. Earn Etihad Guest Miles on every purchase made with the Islamic Card and redeem the miles to book tickets on Etihad Flights.

Reward features

  • Welcome bonus miles of 60,000 miles can be redeemed for Etihad Flight Bookings and upgrades. The miles will be credited within 60 days of paying the annual fee during the first year of card issuance.
  • Earn Up to 3 Etihad Guest Miles on every USD spent on international purchases and purchases with Etihad Airways
  • Up to 2 Etihad Guest Miles on every USD spent on domestic purchases
  • Earn 1 Etihad Guest Tier Mile for every USD 1 spent on eligible purchases across the world
  • Etihad Guest Tier miles will be capped at a maximum of 50,000 and are valid for 12 months.

Features

  • Welcome bonus of 60,000 Etihad Guest Miles during the 1st year of membership.
  • Monthly bonus of 5,000 Etihad Guest Miles on reaching monthly spends of USD 5,000 or more
  • Earn Etihad Guest Miles on every spend made with the credit card in a variety of categories. The Miles can be redeemed for flight bookings, shopping, holidays, car, hotel bookings, and more. 
  • Also earn Etihad Guest Tier Miles that help the cardholder to progress to the next tier within the Etihad Guest program.
  • Up to 4 complimentary flight class upgrade vouchers valid on Etihad Flights. 
  • Multi-trip travel insurance, which includes the cardholder, spouse, and up to 5 children.

Additional Benefits

  • Free airport lounge access at more than 1,200 airports around the world.
  • Global concierge service for making luxury travel plans, reserving the best tables at the finest restaurants, booking tickets to events, and much more
  • Cardholders can fast-track their tier status to Etihad Guest Gold Tier, which offers benefits such as priority check-in and boarding, a 50% discount on instant upgrades with miles at the airport, business class airport lounge access, and 15 kg excess baggage allowance
  • Enjoy exclusive benefits at more than 900 VISA luxury hotels around the world. Cardholders can avail of room upgrades, free Wi-fi and daily breakfast, USD 25 F&B credit, and late checkout. 
  • Up to 35 % off on Avis Rent a Car for car rentals. The discount is valid for both domestic and international rentals. 
  • Complimentary golf access all year round at The Track Meydan Golf Duba, Arabian Ranches Golf Club Dubai, and Abu Dhabi Golf Club in Abu Dhabi. A minimum spend of AED 5,000 per month is mandatory to avail of the golf benefit. 
  • Complimentary beverages all around the year with unlimited buy 1 get 1 free offer at Caribou Coffee outlets in the UAE
  • Avail Visa xperience with the ENTERTAINER offer with 2-for-1 offers at fine dining restaurants, spas, gyms, across the Middle East. 
  • Discounts up to 30% off on travel, shopping, entertainment, and dining in more than 1400 restaurants across UAE.
  • Card Control feature to set daily/monthly spend limits, block transactions, ATM withdrawals, & online transactions. 
  • Enhanced card protection with features like purchase protection, extended warranty, fraudulent card misuse, credit shield with life cover.

Fees & Charges

  • Supplementary Annual Fee: Free
  • Late Payment Fee: AED 241.50 
  • Over limit Fee: AED 288.75
  • Cash Advance Fee: 3.15% or AED 105 (whichever is higher)
  • Annual Fee (AED): AED 2,625 (Aspire & Private Club); AED 1,312.50 (Excellency)

Addition Information

  • Cardholders can be upgraded to Etihad Guest Gold Tier status by accruing 35,000 Tier Miles within the first 6 months of card issuance or by completing one return flight booking on Etihad Airways.
  • The free flight upgrade vouchers are valid on any Etihad Airways flight to upgrade the ticket from Economy to Business or from Business to 1st class. Get 1 free voucher on completing purchases worth USD 35,000.
  • Multi-trip travel insurance covers personal accidents, emergency medical expenses, daily hospital cash, trip cancellation or departure delay, baggage delay, and loss of personal belongings
  • Convenient credit card bill payment options through internet banking, mobile banking app, and cash deposit machines. 
  • PayOrder facility that enables you to get cash against the available credit limit. Apply and get the amount transferred to your account in 3 working days. 
  • High-value transactions can be converted into personal payment plans at 0% interest rates with tenures of up to 24 months.
  • Pay credit card outstanding related to retail spending in small installments at low-interest charges and a repayment period of up to 48 months.
  • Zero interest charges, low processing fees for up to 12 months on converting your child’s school and college fees into installments