ADCB Hayyak – Digital App ADCB Min. Salary AED Min. Balance 0 AED Non Maintenance Fee 0 AED Currencies AED, GBP, USD, EUR Features Conventional Banking Free Cheque Book Free Debit Card Internet Banking Mobile Banking Multiple Currencies No Salary Transfer Zero Balance Account The ADCB Hayyak is an app based digital banking account with welcome kit delivered at your doorstep. Apply Now Benefits Opening ADCB account using digital app. Open to UAE residents only. Choose between opening a Current account (with cheque book) and Savings account. You can also choose between regular and Shari’ah compliant solutions. Welcome Kit delivered to your doorstep. Get an ADCB Credit card instantly. Available in AED and other major currencies. Fees & Charges Account Closure = AED 105 Non-ADCB ATM Transactions in UAE- Cash Withdrawal = AED 2.10 per transaction Non-ADCB ATM Transactions in UAE – Balance Inquiry / Declined Transaction= AED 2.10 per transaction Usage fees at international ATM i.e outside UAE and GCC (Cash Withdrawal) = AED 21 Interest Rates Interest rates not applicable on current account. Documents Required Passport Emirates ID Card A picture of your signature Eligibility Must be a UAE resident. The applicant must be of at least 21 years. Addition Information Add balance to your new ADCB account instantly. Use any UAE Bank Debit Card to top-up your account Apply Now